Do all BCAA home insurance policies offer the same coverage?
All BCAA home insurance policies provide excellent coverage, however there are differences. Comprehensive coverage insures against all types of losses, unless specifically excluded. Typical exclusions include losses resulting from earthquakes, flooding and war. Policies with named perils coverage provide coverage for losses as specified, such as fire, windstorm, and theft. Your BCAA insurance representative can tell you exactly what kind of coverage you have.
