Do aircraft insurance policies provide coverage for the use of non-owned aircraft?
Most policies provide liability coverage for the use of non-owned aircraft, and depending on the company, it may or may not include physical damage coverage, Be aware that non-owned coverage will only apply in certain situations. With most policies, this coverage applies anytime you use a non-owned aircraft, but only if you or you and your spouse are the policyholder. It can also apply to your use of a non-owned aircraft when your aircraft is down for maintenance. Because most people are unaware that this type of coverage exists on their policy, take the time to review this part of your policy. If you don’t understand the coverage and how it applies to you, contact your agent for assistance. What restrictions may an older pilot encounter when obtaining aircraft insurance? Underwriting guidelines vary from company to company. Some places have no restrictions on older pilots. Others may reduce the limit of liability available and/or require an annual medical or proficiency check. How can
