Did NAR support efforts to allow the federal government to determine what benefits would be required for the new Exchange insurance plans?
NAR recognized the problems created by 50 very different sets of state rules and supported the creation of a uniform, set of benefit mandates that would create efficiencies and encourage insurance companies to re-enter markets and thereby increase competition. NAR strongly believes that care must be taken to ensure that benefit coverage requirements are crafted so that products are affordable and designed to meet the needs of a population that varies in its need for covered services. NAR believes, given the proposed individual and employer mandates, any decisions as to what benefits are required must be made with input from those who will be required to purchase the product, i.e. individuals, the self-employed, as well as small and large employers. Without an affordable option, the best reform plan will fail to meet the needs of households for accessible coverage. For this reason, we believe that the self-employed and small employers must be included in body that would determine what b
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