Did Business’ Auto Insurance Policy Provide UM/UIM Coverage for Partner’s Injuries?
Kevin R. Flynn and Margaret M. Flynn, Individually and as Parent and Natural Guardian of Kevin P. Flynn, Shannon Flynn and Colleen Flynn, minors v. Westfield Insurance Company et al., Case no. 2006-1619 1st District Court of Appeals (Hamilton County) ISSUE: Does the uninsured/underinsured motorist (UM/UIM) coverage in a business auto insurance policy which lists a partnership as a named insured party provide coverage to a partner in the firm who is injured while driving his personal car on company business? BACKGROUND: While driving his own car in the course of his joint employment as a partner in a law firm and an employee of a real estate title company, Kevin Flynn of Cincinnati suffered serious injuries in a traffic accident caused by another driver. The crash left Flynn paralyzed from the chest down. After recovering the policy limits of the other driver’s liability insurance and the maximum underinsured motorist (UIM) coverage provided by his own personal auto insurance policy, Fl
