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Determine which, if any, additional endorsements you want/need: For example, do you want or need the personal property replacement cost endorsement, an earthquake endorsement or a jewelry endorsement?

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Determine which, if any, additional endorsements you want/need: For example, do you want or need the personal property replacement cost endorsement, an earthquake endorsement or a jewelry endorsement?

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• Consult an independent agent, like Hempkins Insurance: We will be able to assist you in a number of ways – determine if there are any gaps in coverage you may not be aware of, explain the details of the policy’s exclusions and limitations, and recommend an insurance company that will live up to your expectations.

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