Debt Settlement Or Credit Counseling – Which is the Best Way to Get Debt Relief?
The credit card bills are stacking up. Their due dates have come and gone. If the out of control feeling of debt is weighing on you, as it is to a lot of folks these days, you may want to think about either debt settlement or credit counseling. If you use either of these and it’s done right, your credit history can be left in good standing, plus you can feel good knowing you made good on your obligations to your credit card providers. The thing to realize is that the two options are completely different, however. Before you move forward with your debt relief, you need to make sure you know the pros and cons of each so that you can use the system that is best for your situation. Even though it is called “Credit Counseling”, it really isn’t counseling at all. The credit counseling organization (usually a not for profit) has a pre-agreed arrangement with the various credit card companies. Since they are not for profit, the credit provider gets to write off the reduction in credit card deb
