Critical Illness Insurance FAQs If a Critical Illness Insurance policy owner has a heart attack or stroke and immediately dies, what benefit would the policy pay?
There is no survival period requirement in our policy. If the insured suffers one of the illnesses covered at 100 percent of the benefit amount and our Claims Administration receives documentation that the illness meets our policy definition, 100 percent of the benefit amount will be paid. If not, total premiums paid less any claims paid will be the benefit paid.
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