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Creditors and collection agencies are calling me at home, writing to me and threatening legal action. How will a bankruptcy help this?

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Creditors and collection agencies are calling me at home, writing to me and threatening legal action. How will a bankruptcy help this?

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As soon as the bankruptcy is filed, creditors must stop all actions toward collection. This includes telephone calls as well as legal actions. Once you have retained a bankruptcy attorney, you may tell the creditor that you intend to file bankruptcy and suggest that they call my office and not to bother you any further, but they dont have to stop until the bankruptcy is actually filed with the Bankruptcy Court.

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