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Credit Score FAQ: Do pre-approved offers get considered as new credit and affect my credit score?

April 26, 2017affect credit Credit score offers pre-approved

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Credit Score FAQ: Do pre-approved offers get considered as new credit and affect my credit score?

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No, only applications for credit initiated by the consumer will affect your score. Inquiries into your credit for account review purposes as well as pre-approved offers of credit have no effect on credit scores.