Credit Card 101: Where can I get a free credit report?
A credit report (or credit file disclosure), lists all the information in your credit file maintained by a consumer reporting company that is provided when a third party, such as a lender, makes a request. Your credit report contains information about where you live, how you pay your bills, if you’ve been sued or arrested, or if have filed for bankruptcy. Annualcreditreport.com is the only site that provides a truly free credit report site without gimmicks, so-called “free” trials, membership fees or upsell tactics. You can fill in the secure form online, print out the form and mail it in, or call the toll-free number. This site is the only credit report site that is authorized by the Federal Trade Commission (FTC), and it uses standard security precautions including CAPTCHA technology, secure https and Verisign® certification. Under federal law and the laws of several states, you are entitled to a free credit report from each of the nationwide consumer credit reporting companies – Equ
