Could you give us a short overview and a summary of what Bar Harbor Bankshares is today?
Mr. Read: Bar Harbor Banking and Trust Company started in 1884 in Downeast Maine, which is on the upper end of the coast as you look on the map. We have branches from Deer Isle to Lubec. Lubec is about as far east as you can get in the United States. Our primary office is in Bar Harbor, on Mount Desert Island. It is an island attached to the mainland by a causeway and a bridge, where you don’t need a ferry to get here. It is the home of Acadia National Park, which is one of the top half dozen most visited national parks in the country with over three million visitors a year, and this to an island that has a population of 10,000. We are Bar Harbor Bankshares, which is the holding company for Bar Harbor Banking and Trust Company. The bank has 10 branches in the area I previously described. We have about 290 million in deposits, total assets of 450 million, and we have a solid trust department, which in the beginning of 2000, we split off into BTI Financial Services. BTI provides brokerag
