Could she claim further additional pension based on Home Responsibilities Protection from 1978?
Our youngest son was 16 in 1993. D Williams. Malcolm says: Home Responsibilities Protection (HRP) should have been taken into account when your wife first claimed her state pension. If you have any reason to think she has been “short-changed” in that respect, you should take it up with the National Insurance Contributions Office. I worked for Northern Rock and contributed to their pension scheme. I left the company in 1993 at the age of 44 fully understanding that my pension would be frozen and not be available until I am 60 (2 years time) unless I take a reduction of 6% a year. In view of the current situation should I take the money and run or hang on for two years? Pauline Lewis. Malcolm says: I assume Pauline is referring to the decision to nationalise Northern Rock. We cannot advise Pauline on whether or when she should consider drawing her pension from the scheme although as she says to do so in advance of her normal pension age would mean a percentage reduction in the amount of
