COLLISION AND COMPREHENSIVE SEEM VERY SIMILAR. WHAT ARE THE DIFFERENCES BETWEEN THE TWO COVERAGES?
Collision covers the losses you suffer when your automobile is involved in an accident. For example, if you hit a car parked along the street, the damages to your car will be paid for under your collision coverage. Comprehensive covers losses to your vehicle not caused by an accident. An example might be a windstorm blowing a tree down on your car. This would be covered under your comprehensive coverage. Your vehicle being stolen would be another example where comprehensive would be applied. Back to top Q: WHY DOES MY PREMIUM GO UP IF I HAVE AN ACCIDENT OR JUST ONE TICKET OVER A PERIOD OF YEARS? A: The people who study claims have discovered over the years that drivers who have one accident or ticket are likely to have another. The people who set the rates for insurance use this information not to punish those who have accidents or tickets, but to charge them the premium that most accurately shows their likelihood of having another accident or ticket. Back to top Q: WHAT IS NO-FAULT IN
Collision covers the losses you suffer when your automobile is involved in an accident. For example, if you hit a car parked along the street, the damages to your car will be paid for under your collision coverage. Comprehensive covers losses to your vehicle not caused by an accident. An example might be a windstorm blowing a tree down on your car. This would be covered under your comprehensive coverage. Your vehicle being stolen would be another example where comprehensive would be applied. Back to top WHY DOES MY PREMIUM GO UP IF I HAVE AN ACCIDENT OR JUST ONE TICKET OVER A PERIOD OF YEARS? The people who study claims have discovered over the years that drivers who have one accident or ticket are likely to have another. The people who set the rates for insurance use this information not to punish those who have accidents or tickets, but to charge them the premium that most accurately shows their likelihood of having another accident or ticket. Back to top WHAT IS NO-FAULT INSURANCE A
Collision covers the losses you suffer when your automobile is involved in an accident. For example, if you hit a car parked along the street, the damages to your car will be paid for under your collision coverage. Comprehensive covers losses to your vehicle not caused by an accident. An example might be a windstorm blowing a tree down on your car. This would be covered under your comprehensive coverage. Your vehicle being stolen would be another example where comprehensive would be applied. WHY DOES MY PREMIUM GO UP IF I HAVE AN ACCIDENT OR JUST ONE TICKET OVER A PERIOD OF YEARS? The people who study claims have discovered over the years that drivers who have one accident or ticket are likely to have another. The people who set the rates for insurance use this information not to punish those who have accidents or tickets, but to charge them the premium that most accurately shows their likelihood of having another accident or ticket. WHAT IS NO-FAULT INSURANCE AND SHOULD I HAVE IT? Cal
