Cheapest way to repair bad credit?”
I have answered this soooo many times… Here are a couple of those answers: http://askville.amazon.com/improve-credit-FICO-score/AnswerViewer.do?requestId=8931806&search=fico (How to raise a FICO score) It’s all about income, credit and ratios… However, we’d have to know what score you started with. If you have an 800, you really can’t unless you get a ton of money. However, let’s go with the premise that you have a moderately low to middle score. The first thing you need to do is get a copy of your credit report – this won’t show your credit score, but it will show your credit history. You can get a free copy every year from http://www.annualcreditreport.com/cra/index.jsp . Then, make a budget, and stick with it. If you have bad credit on your credit report, determine if it is wor