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Charge hasn appeared on my credit card – what to do?

April 26, 2017appeared charge credit card

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Charge hasn appeared on my credit card – what to do?

6 Answers

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Hmm. Well, I once went back into a store because the cashier under-rung me by half (about $50) because of the way she had to key in the sale items, and they charged me. I wasn’t going to go back in, but then I figured that the cashier (who I think was new) would probably get in trouble if the error was caught, and she might have done it a bunch of times before. I did it more to let her know of her mistake rather than to pay back the company. But, in this case, it was an online purchase at a major online vendor, so it was probably some freak computer glitch. If it happened to them on a fairly regular basis, it would have (hopefully) been resolved by now. If it was a one-time thing, they may never notice. I can tell you this (I work in accounting): when a credit card is processed, the vendor gets an approval or denial from your credit card company and a hold for that amount is placed on your card.

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With regard to what Megafly said, f you owe them the money, you still legally owe them the money, even if your credit card is no longer valid. I’m not going to comment on the moral issues but they can still bill you and then sue you for the money.

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They’ll find out, and they will charge you. The only question is whether you’ll have sufficient funds in your account when the time comes, and how much of a hit your credit rating will take. I recommend calling them and getting it sorted out.

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I mean this in all seriousness, make sure you didn’t charge it to any of your other cards before proceeding with anything. On Amazon, for example, they sometimes save your credit card numbers. So if it’s a vender like that, see if they have any other cards that you may have used saved under your name.

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Hmm. Well, I once went back into a store because the cashier under-rung me by half (about $50) because of the way she had to key in the sale items, and they charged me. I wasn’t going to go back in, but then I figured that the cashier (who I think was new) would probably get in trouble if the error was caught, and she might have done it a bunch of times before. I did it more to let her know of her mistake rather than to pay back the company. But, in this case, it was an online purchase at a major online vendor, so it was probably some freak computer glitch. If it happened to them on a fairly regular basis, it would have (hopefully) been resolved by now. If it was a one-time thing, they may never notice. I can tell you this (I work in accounting): when a credit card is processed, the vendor gets an approval or denial from your credit card company and a hold for that amount is placed on your card. The card is not actually charged until the vendor settles (usually once a day, depending on