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Certain conditions have limited maximum benefits; see What services/conditions are limited or excluded from coverage? Refer to your coverage document for specific terms and conditions.

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Certain conditions have limited maximum benefits; see What services/conditions are limited or excluded from coverage? Refer to your coverage document for specific terms and conditions.

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Q. How do I apply for this coverage? A. First, make sure you do not live in a state where the Plan is not available. Next look up the rates that apply to you based on your gender and zip code. Then, complete the application, enter payment information, and e-sign the application. Follow instructions on the enrollment tool to complete an online application. Q. How is this coverage billed? A. After submitting your enrollment form with first month’s premium, you will then pay monthly. You indicate on your enrollment form how you wish to pay for your coverage. You may elect to be billed for the monthly premiums (plus the administration fee), OR you can select one of the other two payment methods: (1) Automatic Pre-authorized Bank Withdrawal; or (2) Credit Card – MasterCard, Visa and Discover are accepted. At anytime during your coverage You can cancel with written notification to policyservice@hpa-inc.com Q. Can I get a refund of my premium if I am not satisfied? A. Once you receive your Ce

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