Can I stop creditors from suing by just paying each of them a little each month and gradually work my way out of the problem?
Sometimes a gradual payoff approach can work. But if the total amount of debt doesn’t seem to go down no matter how hard you try, or if you have to borrow to make your payments, you should consider other bankruptcy alternatives. Remember interest charges are eating up a lot of what you pay to creditors and your credit score still suffers, even with payments.