Can everyone with a job get insurance now?
Increasingly fewer employees can afford to insure themselves or their families. In particular, small businesses are commonly charged a higher premium by health insurance companies, and so are increasingly shifting these costs to their employees and unable to offer their employees very favorable plans. Even many medical practices (small businesses) cannot afford to offer good health plans to their staff. Furthermore, certain communities in are country are disproportionately suffering uninsurance even though well-employed. And how many of us are certain we will never be laid off and temporarily at least find ourselves out of work? If we are threatened with one day being without insurance, then we are underinsured now (see underinsurance). Those with chronic medical conditions now or who develop such before they are forced to switch plans may be discriminated against legally, as for-profit companies practice cherry-picking to increase profits.
