Can ZERO SELECT be bound if a storm is in the water?
Yes. The ZERO SELECT policy will not cover events that are named and hit land within 15 days of binding the policy. For example, if you bind a policy on the 1st and there is a named storm in the water that hits land by the 15th, the damage is not covered for that storm. Should the storm not hit until after the 15th the damage would be eligible for coverage (provided it meets policy criteria).
