Can you suggest any mortgage lenders that offer a 95% or 90% LTV mortgage with competitive rates?
The reality is that very few lenders will lend at 95%, or even 90% and they all reserve their best interest rates for 75% or lower customers. Those who can consider 95% are Yorkshire & Clydesdale Banks at 6.99% fixed for 5 years, which is substantially higher than the best 5 year fixed rate of 4.99% from Newcastle (max 75% LTV).
