Can you mail checks to a bank for depoit?
Sure you can. Just take some deposit slips with you and mail ’em in. But: The mail is not infallible and neither is the person at the bank who opens the mail. Keep copies and send your deposit certified mail and have the delivery receipt sent to your home just in case the deposit gets lost in the mail. Check as soon as you can to make sure that the deposit was properly entered in your account. It would be a good idea to confirm with the bank as to the exact mailing address for deposits. Sent to the wrong branch or department and the chances of an error increase. Bear in mind that mail isn’t instantaneous. It may take several days or more from the time you mail it to the time it gets entered in the account.
I have done this a few times without any problems. Here are some tips: make sure you mail your deposit to your specific branch (usually the one where you opened the account) and not any branch from that bank. Also, use and fill out your preprinted deposit slip, not one of the generic slips where you write in your account number. Finally, wrap your checks and deposit slip in a piece of paper so nobody can look through the envelope and see what it contains. If you are still skitttish about mailing it, send it Priority Mail in one of their printed cardboard envelopes. If you use these suggestions, you shouldn’t have any problems. Also, the bank should mail you back your deposit receipt (to your address listed on the account), they always did for me.
I can tell you from first-hand experience (but then again, I’m just 1 person and others may have had negative experiences) that my bank’s closest location is more than 100 miles away from where I live so I have no choice but to mail my deposits in unless I drive there just to deposit a check. They have been great and I never have had a problem mailing a check to them for deposit into my account. When I moved away from that city, I called them and explained the situation and they mailed me address stickers to put on my envelopes as well as a stack of deposit slips and told me to call them when I run low on my supplies. They send me a receipt if I indicate I want one when I mail in my check. Many people say mailing a check is not safe but think about companies that mail their employees their paychecks or if you get a refund check from a business, etc. and there’s usually not a problem. My suggestion: call your bank directly and ask them their opinion since they deal with these kinds of i
