Can vaults or other forms of outer burial containers be installed before need?
A. Yes, but certain conditions must be met as are outlined in the Bulletin dated December 5, 2008. Among those conditions are: (1) The preneed contract must contain a conspicuously-displayed provision, to be signed or initialed by the preneed purchaser, in which the preneed purchaser elects to have the vault installed or not installed prior to need. (2) The preneed contract must clearly distinguish between service fees to install the vault/outer burial container before need and fees for re-opening the previously installed vault/outer burial container, placing the casket, and closing and covering the vault/outer burial container at need. (3) The disclosed fee to install a vault/outer burial container before need shall not exceed 50% of the total amount. (4) A disclosure form must be given to the preneed purchaser. See the Bulletin dated December 5, 2008 for further information on the required conditions and a model disclosure form.