Can the smartOne Prepaid Card ever have a negative balance?
Any authorization request that is greater than your smartOne Prepaid Card’s available balance will be declined. However, there can be times when a merchant allows a purchase without prior authorization. To avoid any charge, you should always know the value on your smartOne Prepaid Card before making the purchase. If you exceed your smartOne Prepaid Card’s limit, you will be billed for the excess amount.