Can the Line of Credit Service be used to prevent declines of my prepaid debit card?
If you find yourself in a situation where the funds on your prepaid debit card may be insufficient to cover transactions for which you typically use your card, you may choose to access the Line of Credit service to avoid declines on those transactions. However, in order for a credit to cover a transaction that otherwise would be declined for insufficient funds, the credit must be completed before you incur the transaction that otherwise would be declined. The funds will be automatically transferred onto your prepaid debit card. The Line of Credit service is an expensive form of credit, and while the fee may be lower than an overdraft or insufficient funds fee, you may want to consider other forms of overdraft protection that may be available to you.
