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Can the insurance company tell me where to have the repair work done under either homeowners or auto?

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Can the insurance company tell me where to have the repair work done under either homeowners or auto?

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Yes, if the insurance company is willing to guarantee the work. You always have the option to go to the repair shop of your choice, but you will be responsible for the additional costs. Your insurance company may only be obligated to pay for the lowest estimate.

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