Can the insurance company cancel my long-term care insurance policy?
No, your policy is guaranteed renewable for life. The policy may terminate only when you cease paying your insurance premiums or if you use the maximum amount of benefits available under the policy.Generally speaking, long-term care insurance is designed to help you pay for the day-to-day help you may require if, because of an injury, chronic illness or old age, you need assistance with basic activities such as dressing, bathing or eating–whether at home, in your community, or in a nursing facility. Who is eligible for long-term care insurance? Full-time employees and part-time employees working more than 50% that have not waived insurance coverage, annuitants/retirees, spouses, survivors, parents, and parents-in-law are all eligible for long-term care insurance. Yes. A form will accompany the enrollment materials for you to complete and return. All applicants must provide a full statement of health and be approved for coverage by MetLife. Once approved for coverage, you will receive a
