Can the government garnish my wages for student loan debt?
When you accept federally funded student loans to help you pay for your college education, you accept all of the responsibilities that come along with the money, including repaying them later. If you fall into “default” because you are not making scheduled payments, this appears as a negative item on your credit report and also means that the government will have to take action against you to get the money back. One possibility that they can take advantage of is wage garnishment. This is not ideal for you or the government. When they garnish your wages, it is mandatory for your employer to comply. Unfortunately, you may be left with too little funds to pay your other expenses. The government does not turn to this option until you become seriously behind in making your payments. This means that once you realize that making the payments is difficult, you can take other actions to avoid having it go to more serious actions. You could request a loan forbearance from your student loan servi
