Can the Directors & Officers Liability be purchased alone?
It still would be necessary to purchase general liability, since the Directors and Officers liability does not cover “bodily injury, “property damage”, and “personal injury”. For instance, the directors and officers can be sued in the event of an injury to a spectator or player Your league must purchase the general liability policy in order to obtain the Directors and Officers coverage. The reason for this is that the Directors and Officers liability policy could potentially cover a lawsuit alleging that the board of directors was negligent in failure to purchase General liability or Accident Medical insurance. As a result, the insurance company will not offer the Directors and Officers Liability policy unless such coverage is already in place.
