Can The Debt Settlement Company stop calls from creditors?
Your creditors have the right to try and contact you in order to collect a debt. For the first few months of the program you may still receive calls from your creditors inquiring about your accounts but the calls will eventually decrease or stop altogether. We have been successful however in eliminating most harassing telephone calls. You have rights and protection under The Fair Debt Collection Practices Act (FDCPA) and our client services department makes sure you are informed of these rights. If your account is in collections, collections agencies have to adhere to the FDCPA Guidelines. Under the Fair Debt Collection Practices Act: • Debt collectors may contact you only between 8 a.m. and 9 p.m. • Debt collectors may not contact you at work if they know your employer disapproves. • Debt collectors may not harass, oppress, or abuse you. • Debt collectors may not lie when collecting debts, such as falsely implying that you have committed a crime. • Debt collectors must identify themse
