Can the condominium or cooperative association apply for coverage for each unit or for the entire structure?
If the building is configured vertically, that is with units attached at the floors and ceilings like a high-rise building, then the structure is insured under one policy. If the building is configured horizontally, that is with the units attached at the walls like a row of houses, then each unit may carry its own policy or all the attached units may be covered under one policy.
