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Can the client lower the margin or increase the line of credit limit after closing escrow without having to refinance all over again?

client closing escrow increase limit line of credit lower margin Refinance
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Can the client lower the margin or increase the line of credit limit after closing escrow without having to refinance all over again?

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Yes on both counts! Here are the details on how the borrower can do both: HOA Margin Reduction Policy.pdf HOA Credit Line Increase Policy.

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