Can the cards be overdrawn?
Yes, in specific instances. Normally, you can only use up to the amount of pay available on the card. However, under certain circumstance, such as pay-at-the-pump gas dispensers or restaurants where you add a tip to the bill, you can overdraw the card. If the card is overdrawn, you will be subject to an overdraft limit fee of $20.00. It is therefore important for you to track your balances carefully, just like a checking or savings bank account.
