Can the card ever have a negative balance?
Any authorization request that is greater than the card’s available balance will be declined. However, there can be times when a Visa merchant puts an item through without prior authorization. If an overdraft occurs, the card recipient will be required to make a payment to Central Bank Card Services to cover the negative amount. Payments should be sent to: Central Bank Card Services Department P.O.
[back to top] Any authorization request that is greater than the card’s available balance will be declined. However, there can be times when a Visa merchant puts an item through without prior authorization. If an overdraft occurs, the cardholder will be required to either reload funds onto the card or make a payment to Cardholder Services to cover the negative amount.
If you are given value through the use of the Card greater than the balance remaining, you will pay us on demand the amount by which your transactions exceeded the balance remaining on the Card. You can check the balance by calling the number on the back of the Card for balances and transaction history, by writing to Tinker Federal Credit Union Card Services, PO Box 45750, Tinker AFB, OK 73145, by visiting a local TFCU branch, or by visiting www.tinkerfcu.org. If an overdraft occurs, the cardholder will be required to either reload funds onto the card or make a payment to Cardholder Services to cover the negative amount.
