Can the bank change my credit card from a MasterCard to a Visa or from a gas card/department store card to a MasterCard?
Yes. The bank can substitute one credit card for another credit card, as long as the cardholder requested or applied for and received the original credit card. Substitution is permissible as long as only one account remains active for use. Substitution may occur because there is a change in the account relationship, such as a change in the bank name, the name of the card, or the features of the card. The law does not permit the mailing of unsolicited credit cards. However, the law does permit the bank to convert a credit card from a MasterCard to a Visa, or a gas card to a MasterCard or Visa, and to send renewal credit cards.
