Can someone with a bad credit history still get a loan at reasonable rates?
As long as you are truthful with us, we will put our best endeavours to getting you a loan, regardless of your past credit history. We get into problems when we find out things from sources other than from yourself. We have ways and means of checking, and the lenders need to know that you’re likely to repay the loan. You may have to pay a rate for risk, at least for a qualifying period, but that is better than no loan at all. Fair enough?