Can representative payees use direct deposit?
Yes, as a representative payee, you can use direct deposit to receive the Social Security benefits for someone in your care. The safety and convenience of direct deposit can work for you too. However, the Social Security payments cannot be comingled with the representative payee’s own funds. It is not my fault that social Security paid me too much money? Do I still have to pay back an overpayment? If you were not at fault in causing the overpayment, you may not have to repay it. You may request a waiver of repayment of the overpayment at any time by completing Form SSA-632 and returning it to your local FBU office. In addition to presenting proofs that you were not at fault in causing the overpayment, you must show that repayment of the overpayment would deprive you of income needed for ordinary living expenses or that repayment would be unfair for another reason.
