Can plans open up and give adult child dependents coverage now, or do the plans have to wait until September 23, 2010, or January 1, 2011?
They don’t have to wait. A plan can bring on adult child dependents early. Some carriers have chosen to do so, but it is also up to the employer to agree to allow the adult dependent child to be covered. Participants should consult with their employer to see if coverage will be offered. It should also be noted that employers that currently do not offer health care to dependent children will not be under any obligation to do so until January 1, 2014.