Can our insurance carrier provide us with Motor Vehicle Records (MVRS) on job applicants?
A. Most Insurance Companies can no longer provide clients with Motor Vehicle Reports (MVR’s). This is because Insurance Carriers have been determined not to be “Consumer Reporting Agencies” as defined in the Fair Credit Reporting Act. In the future, as part of their normal insurance underwriting procedures, insurance companies may request driver license information and obtain MVR’s only for their insurance underwriting considerations, and will only advise you if the respective driver does or does not meet their current underwriting standards.
