Can one determine what FSR is applicable to a company with a CFO?
A. No. Comparative Financial Observations (CFOs) summarize an assessment of an individual property and casualty company against industry results across a limited number of insurance fundamentals. Learn more about CFOs here. A CFO is not a replacement, substitute or approximation for a Financial Stability Rating® (FSR) and does not represent an official statement or opinion by Demotech about a company. Organizations that finalize a Financial Stability Rating® (FSR) undergo additional assessments and ongoing monitoring. Carriers that have a secured an FSR of A or better have demonstrated a commitment to financial stability. Click to learn more about the Fannie Mae, Freddie Mac and HUD acceptance of FSRs.