Can NCDE stop collector legal action, (i.e., garnishment of wages)?
We cannot prevent creditors from taking legal action if they so choose. You can counteract the creditor’s steps with action of your own, including having PFDC take whatever actions they believe are necessary. While in most instances these actions can produce the desired results, there are a few instances where further action may become necessary. This may entail coming up with additional one-time payments for a particular creditor or even seeking bankruptcy protection. Should I tell my creditors that I am making monthly payments to my settlement account You should never, under any circumstances, discuss your financial arrangements with creditors. You must never discuss any subject with the creditors. Just have them call NCDE.
