Can names be given out of specific lenders who work with customers having FICO scores less than 620?
No. That is not tracked. What is tracked is the default rate of both brokers and lenders, down to the branch level. A recent study shows that 23% of the RD loans were made to customers with FICO if 619 or less or had no score. Those have caused 55% of our losses. Keep in mind that most customers borrow 100%, have no cash or very little cash for handling the emergency repairs, are likely suffering payment shock, and are marginal on ratios (impeding saving for major home expenses such as the shingles that will be needed at some point). We want the customers to be successful home owners.
