Can my SSI or Social Security Disability benefits be garnisheed by creditors?
Yes. Social Security benefits, whether Disability or retirement, can be garnisheed by any creditor but the creditor must go through the proper legal proceedings applicable in the state where you reside, which usually requires approval by a court. SSI can be garnisheed for unpaid child support, defaulted student loans, and taxes. Be reassured, though, that any court granting a garnishment will limit the amount taken to a reasonable figure and will not take your entire benefit or deduct so much that you will endure undue hardship.
