Can my parents defer making payments on the federal PLUS Loan?
For PLUS loans disbursed after July 1, 2008, parents may opt to defer repayment of principal and interest until 6 months after the student ceases to be enrolled at least half-time. Parents must contact their lender to request this deferment. If parents chose to defer, the University of South Carolina strongly encourage parents to make interest payments to avoid the capitalization of accrued interest.
