Can my employees be denied health insurance based on their health status?
No. A plan or issuer may not establish eligibility for enrollment based on an individual’s or a dependent’s health status, physical or mental medical condition, claims experience, receipt of health care, medical history, genetic information, evidence of insurability, or disability. This does not prohibit employers from establishing limits or restrictions on benefits or coverage for similarly situated individuals under a group health plan, or a higher premium or contribution for similarly situated individuals. Employers may change plan benefits or covered services if proper notification is given to employees.
