Can mental health benefits continue to be “carved out” from other medical benefits and contracted for separately by employers or insurers?
Yes. Benefits for mental health treatment can continue to be provided through separate contracts; however, those contractual arrangements may need to be adjusted to comply with the Mental Health Parity law’s requirement that the insurance policy include benefits for BBMI. Benefits provided for BBMI outside of an insurance policy must comply with the law’s requirement that they be subject to the same terms and conditions as benefits provided for all other physical diseases and disorders.
Related Questions
- Can mental health benefits continue to be "carved out" from other medical benefits and contracted for separately by employers or insurers?
- Can creditors, employers, or insurers get a report that contains medical information about me?
- Are VSP in-network providers also contracted for Medical Vision Benefits?
