Can Medical Justice membership have an effect on my medical malpractice premiums?
The Medical Justice team believes that measures that cut costs for insurance carriers should inure to the benefit of physicians in the form of lower medical malpractice premiums. This concept is analogous to premium discounts on homeowner’s insurance for home alarm systems, or when auto-insurance premiums are discounted after elective completion of a defensive driving course. Carriers have a fiduciary responsibility to reward risk-reducing behavior and provide incentives to decrease the frequency of suits. For example, if insurers offer up to a 15% discount for so-called risk management courses, it is logical to expect comparable discounts at some point for enrollment in a program, such as Medical Justice, that decreases the risk of frivolous claims through its core service offerings of deterrence and early action. Since inception, Medical Justice has been committed to lowering medical malpractice insurance costs for its members and has been a driving force in gaining control of premiu
