Can late payments be cleared or wiped off my credit report?
Yes, since the loan was fraudulent to begin with, there is no such thing as a late payment. That too is fraud. FCUSA now offers a good credit restoration program – your consultant can help you with this. Q: I understand if I have two mortgages with one company, I can combine these as one transaction. Can two mortgages be combined if they have been originated by one company, but sold off to two different companies? A: Yes. Since one bank originated both, the terms of that transaction follow wherever it is sold. You would list all the companies (original and new) on the paperwork.
