Can individuals qualify for longer periods of COBRA continuation coverage?
Yes, disability can extend the 18 month period of continuation coverage for a qualifying event that is a termination of employment or reduction of hours. To qualify for additional months of COBRA continuation coverage, the qualified beneficiary must: Have a ruling from the Social Security Administration that he or she became disabled within the first 60 days of COBRA continuation coverage Send the plan a copy of the Social Security ruling letter within 60 days of receipt, but prior to expiration of the 18-month period of coverage If these requirements are met, the entire family qualifies for an additional 11 months of COBRA continuation coverage. Plans can charge 150% of the premium cost for the extended period of coverage.
Yes, disability can extend the 18 month period of continuation coverage for a qualifying event that is a termination of employment or reduction of hours. To qualify for additional months of COBRA continuation coverage, the qualified beneficiary must: * Have a ruling from the Social Security Administration that he or she became disabled within the first 60 days of COBRA continuation coverage * Send the plan a copy of the Social Security ruling letter within 60 days of receipt, but prior to expiration of the 18-month period of coverage If these requirements are met, the entire family qualifies for an additional 11 months of COBRA continuation coverage. Plans can charge 150% of the premium cost for the extended period of coverage.
Yes. Disability can extend the eighteen (18) month period of continuation coverage for a Qualifying Event that is a termination of employment or reduction of hours. To qualify for additional months of COBRA continuation coverage, the qualified beneficiary must: • Have a ruling from the Social Security Administration that he or she became disabled within the first sixty (60) days of COBRA continuation coverage. • Send the plan a copy of the Social Security ruling letter within sixty (60) days of receipt, but prior to expiration of the eighteen (18)-month period of coverage. If these requirements are met, the entire family qualifies for an additional eleven (11) months of COBRA continuation coverage. Plans can charge 150% of the premium cost for the extended period of coverage.
“Yes, disability can extend the 18 month period of continuation coverage for a qualifying event that is a termination of employment or reduction of hours. To qualify for additional months of COBRA continuation coverage, the qualified beneficiary must: * Have a ruling from the Social Security Administration that he or she became disabled within the first 60 days of COBRA continuation coverage * Send the plan a copy of the Social Security ruling letter within 60 days of receipt, but prior to expiration of the 18-month period of coverage If these requirements are met, the entire family qualifies for an additional 11 months of COBRA continuation coverage. Plans can charge 150% of the premium cost for the extended period of coverage.” http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.html 3) US Department of Health and Human Services Centers for Medicare and Medicaid Services Other Coverage Considerations “Although COBRA specifies certain periods of time that continued health coverage must be
Related Questions
- How does a person become eligible for COBRA continuation coverage? What process must individuals follow to elect COBRA continuation coverage?
- Is an Adult Child eligible for COBRA/ NJ continuation once they are no longer eligible for Chapter 375 coverage?
- Can individuals qualify for longer periods of COBRA continuation coverage?