Can I use my PayFlex Card™ for dental expenses?
• Yes, you can use the PayFlex Card for dental expenses if allowed by your employer. However, you can only use it for the amount of the dental expense that is not covered by insurance. According to the IRS, expenses paid by another source, such as insurance, cannot be reimbursed through your healthcare account as well. It is best to wait until you receive the final amount from your insurance provider stating your financial responsibility to pay your provider. Using the PayFlex Card to pay for your dental expenses before your insurance provider has determined the amount of your financial responsibility could result in an overpayment from your healthcare account. For example: If your dentist uses an “estimated” or “pending” amount to determine your expense, instead of the actual amount as determined by your insurance provider, and you pay that amount with the PayFlex Card, the dentist may have overcharged your account, resulting in an overpayment. This happens if your healthcare account
