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Can I use my FirstMerit Visa Gift Card at restaurants and hotels?

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Can I use my FirstMerit Visa Gift Card at restaurants and hotels?

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Yes, but be aware that many restaurants, hotels and other merchants may add an automatic tip or other anticipated service charge to the purchase amount when authorizing card purchases. FirstMerit may place a hold against the card balance for the anticipated purchase amount, which may remain in effect until the actual amount of the transaction is presented for payment on your card. If your bill, plus the estimated tip or additional charge, exceeds the balance of your FirstMerit Visa Gift Card, the transaction may be declined. If this happens, ask the merchant to deduct a specific amount from the card and use another method of payment for the balance or tip.

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Yes, but be aware that many restaurants, hotels and other merchants may add an automatic tip or other anticipated service charge to the purchase amount when authorizing card purchases. FirstMerit may place a hold against the Card balance for the anticipated purchase amount, which may remain in effect until the actual amount of the transaction is presented for payment on your Card. If your bill, plus the estimated tip or additional charge, exceeds the balance of your Card, the transaction will be declined. If this happens, ask the merchant to deduct a specific amount from the Card and use another method of payment for the balance.

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